{"id":26630,"date":"2023-10-30T10:13:23","date_gmt":"2023-10-30T10:13:23","guid":{"rendered":"https:\/\/valoracasa.es\/?p=26630"},"modified":"2026-11-03T12:47:57","modified_gmt":"2026-11-03T12:47:57","slug":"can-i-afford-to-buy-a-house-alone","status":"publish","type":"post","link":"https:\/\/valoracasa.es\/en\/como-saber-si-puedo-comprar-una-casa-solo\/","title":{"rendered":"How do I know if I can buy a house on my own?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-26936\" src=\"https:\/\/valoracasa.es\/wp-content\/uploads\/2023\/10\/4.png\" alt=\"how to know if I can buy a house on my own\" width=\"824\" height=\"300\" srcset=\"https:\/\/valoracasa.es\/wp-content\/uploads\/2023\/10\/4.png 824w, https:\/\/valoracasa.es\/wp-content\/uploads\/2023\/10\/4-300x109.png 300w, https:\/\/valoracasa.es\/wp-content\/uploads\/2023\/10\/4-768x280.png 768w\" sizes=\"auto, (max-width: 824px) 100vw, 824px\" \/><\/p>\n<p>We explain how to tell whether you can buy a house on your own.<\/p>\n<p>Many clients ask us whether it's possible to buy and finance a home as a single buyer on one salary. More and more single people are buying homes, both to invest and to live in, and are looking at all kinds of home and mortgage options.<\/p>\n<p>Buying a home on your own is entirely viable as long as you meet the requirements for a mortgage and have the necessary deposit.<\/p>\n<p>If your ability to pay is good and you have savings, you can buy a home without any problem.<\/p>\n<p><!--themify_builder_static--><iframe loading=\"lazy\" title=\"YOUNG PEOPLE&#039;S PROBLEMS WHEN BUYING a HOME | Valoracasa Estate Agents M\u00e1laga\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/uGCtnt_vHvU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<h2>How do I know if I can buy a house on one salary?<\/h2>\n<p>You can book an appointment with any bank to carry out the financial study. Some banks may impose more restrictions than others, so ask several to have different options and get the best terms.<\/p>\n<p>You can also ask us for a free study to tell you your real chances of buying a house and getting a mortgage on your own.<\/p>\n<h2>How do you buy a house on your own when you're married?<\/h2>\n<p>If you're married under the community property regime, any property you buy will become part of your joint marital property.<\/p>\n<p>If you want to buy on your own while married, you'll need to be under the separation of property regime. Otherwise, you and your spouse will need to go to a notary to change your marital regime from community property to separation of property, so you can acquire the property on your own. Once you've acquired it, you can switch back to community property whenever you like. You can make these changes at any time.<\/p>\n<h2>What house can I afford?<\/h2>\n<p>The value of the home you can buy will depend on your monthly income and the savings you have.<\/p>\n<p>Request your free personalised study and find out in minutes what house you can afford, how much deposit you need and what mortgage you can apply for.<\/p>\n<h2>How do I know if I can afford a house?<\/h2>\n<p>To find out whether you can afford to buy, request a free study and we'll tell you everything.<\/p>\n<p style=\"text-align: center;\"><strong>Blog written by:<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>Juan Rosado<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>CEO<\/strong><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/valoracasa.es\/wp-content\/uploads\/2023\/10\/ceo-blog-autor-web.jpg\" title=\"juan-rosado-ceo-valoracasa\" alt=\"Juan Rosado, CEO of Valoracasa\" srcset=\"https:\/\/valoracasa.es\/wp-content\/uploads\/2023\/10\/ceo-blog-autor-web.jpg 700w, https:\/\/valoracasa.es\/wp-content\/uploads\/2023\/10\/ceo-blog-autor-web-300x129.jpg 300w, https:\/\/valoracasa.es\/wp-content\/uploads\/2023\/10\/ceo-blog-autor-web-585x250.jpg 585w, https:\/\/valoracasa.es\/wp-content\/uploads\/2023\/10\/ceo-blog-autor-web-350x149.jpg 350w, https:\/\/valoracasa.es\/wp-content\/uploads\/2023\/10\/ceo-blog-autor-web-497x213.jpg 497w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<div class=\"vc-form-wa\">\n<div class=\"vc-form-wa__form\">\n<h2>Contact<\/h2>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f21251-o1\" lang=\"es-ES\" dir=\"ltr\" data-wpcf7-id=\"21251\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/posts\/26630#wpcf7-f21251-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/en\/wp-json\/wp\/v2\/posts\/26630#wpcf7-f21251-o1\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"21251\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.7\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"es_ES\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f21251-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<p><label> Your name<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span> <\/label>\n<\/p>\n<p><label> Your email<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><label> Phone<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"tel-904\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"tel-904\" \/><\/span> <\/label>\n<\/p>\n<p><label> Your message (optional)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" name=\"your-message\"><\/textarea><\/span> <\/label>\n<\/p>\n<p><label> <span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-902\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"acceptance-902\" value=\"1\" aria-invalid=\"false\" \/><\/span><\/span><\/span> I have read and accept the <a href=\"https:\/\/valoracasa.es\/en\/privacy-policy\/\">privacy policy<\/a><\/label>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Send\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<\/div>\n<\/div>\n<div class=\"vc-form-wa__img\"><a href=\"https:\/\/api.whatsapp.com\/send?phone=+34695033558&#038;text=Hola%20Valoracasa%20%C2%BFPuedes%20ayudarme?\" rel=\"noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/valoracasa.es\/wp-content\/uploads\/2022\/03\/Contacto-Valoracasa-Inmobiliaria-Malaga-WHATSAPP-402x569.png\" width=\"402\" height=\"569\" title=\"Contact Valoracasa Estate Agents M\u00e1laga on WhatsApp\" alt=\"Contact Valoracasa\"> <\/a><\/div>\n<\/div>\n<p><!--\/themify_builder_static--><\/p>","protected":false},"excerpt":{"rendered":"<p>Te explicamos c\u00f3mo puedes saber si puedes comprar una casa solo. Muchos clientes nos preguntan si es posible comprar una vivienda y [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[176],"tags":[1186],"class_list":["post-26630","post","type-post","status-publish","format-standard","hentry","category-blog-valoracasa","tag-guias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfComo saber si puedo comprar una casa solo? - Inmobiliaria Malaga Valoracasa<\/title>\n<meta name=\"description\" content=\"Te explicamos c\u00f3mo saber si puedes comprar una casa solo y qu\u00e9 tipo de casa te podr\u00edas permitir en funci\u00f3n de sus ingresos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/valoracasa.es\/en\/can-i-afford-to-buy-a-house-alone\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfComo saber si puedo comprar una casa solo? - Inmobiliaria Malaga Valoracasa\" \/>\n<meta property=\"og:description\" content=\"Te explicamos c\u00f3mo saber si puedes comprar una casa solo y qu\u00e9 tipo de casa te podr\u00edas permitir en funci\u00f3n de sus ingresos.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/valoracasa.es\/en\/can-i-afford-to-buy-a-house-alone\/\" \/>\n<meta property=\"og:site_name\" content=\"Inmobiliaria Malaga Valoracasa\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Valoracasamalaga\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-30T10:13:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-11-03T12:47:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/valoracasa.es\/wp-content\/uploads\/2023\/10\/4.png\" \/>\n\t<meta property=\"og:image:width\" content=\"824\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Juan Rosado\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Valoracasa\" \/>\n<meta name=\"twitter:site\" content=\"@Valoracasa\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Juan Rosado\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How do I know whether I can buy a house on my own? 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Venta, Compra y Alquiler de Viviendas","publisher":{"@id":"https:\/\/valoracasa.es\/#organization"},"alternateName":"Inmobiliaria Malaga Valoracasa","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/valoracasa.es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/valoracasa.es\/#organization","name":"Valoracasa Estate Agents M\u00e1laga","alternateName":"Inmobiliaria Malaga Valoracasa","url":"https:\/\/valoracasa.es\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/valoracasa.es\/#\/schema\/logo\/image\/","url":"https:\/\/valoracasa.es\/wp-content\/uploads\/2022\/03\/logo-web-valoracasa.jpg","contentUrl":"https:\/\/valoracasa.es\/wp-content\/uploads\/2022\/03\/logo-web-valoracasa.jpg","width":200,"height":59,"caption":"Inmobiliaria Malaga Valoracasa"},"image":{"@id":"https:\/\/valoracasa.es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Valoracasamalaga\/","https:\/\/x.com\/Valoracasa","https:\/\/www.instagram.com\/valoracasamalaga\/","https:\/\/www.linkedin.com\/company\/valoracasa","https:\/\/pin.it\/fJaLr3W","https:\/\/www.youtube.com\/channel\/UCaFpo11thQQkCzVQOAbWjTQ"]},{"@type":"Person","@id":"https:\/\/valoracasa.es\/#\/schema\/person\/f9e89715b6a864d25db070eadc610597","name":"Juan Rosado","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/valoracasa.es\/wp-content\/uploads\/2026\/11\/firma-Juan-Rosado.jpg","url":"https:\/\/valoracasa.es\/wp-content\/uploads\/2026\/11\/firma-Juan-Rosado.jpg","contentUrl":"https:\/\/valoracasa.es\/wp-content\/uploads\/2026\/11\/firma-Juan-Rosado.jpg","caption":"Juan Rosado"},"description":"Juan Rosado Segado is the CEO of Valoracasa and a property advisor in M\u00e1laga with more than 15 years of experience in the sector. 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In this blog he shares practical guides on property valuation, property taxation, planning permits and tips for selling or renting with peace of mind.","sameAs":["https:\/\/valoracasa.es\/","https:\/\/es.linkedin.com\/in\/juan-rosado-segado-2ab3b6243"],"url":"https:\/\/valoracasa.es\/en\/author\/jrosado-valoracasa\/"}]}},"_links":{"self":[{"href":"https:\/\/valoracasa.es\/en\/wp-json\/wp\/v2\/posts\/26630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valoracasa.es\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valoracasa.es\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valoracasa.es\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/valoracasa.es\/en\/wp-json\/wp\/v2\/comments?post=26630"}],"version-history":[{"count":7,"href":"https:\/\/valoracasa.es\/en\/wp-json\/wp\/v2\/posts\/26630\/revisions"}],"predecessor-version":[{"id":45191,"href":"https:\/\/valoracasa.es\/en\/wp-json\/wp\/v2\/posts\/26630\/revisions\/45191"}],"wp:attachment":[{"href":"https:\/\/valoracasa.es\/en\/wp-json\/wp\/v2\/media?parent=26630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valoracasa.es\/en\/wp-json\/wp\/v2\/categories?post=26630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valoracasa.es\/en\/wp-json\/wp\/v2\/tags?post=26630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}