Eribor evolution in May 2025
Are you worrying how the evolution of the Euribor in 2025 can affect your mortgage? In real estate assessment, we offer personalized advice to help you make informed decisions about your mortgage financing. Our team of experts is ready to analyze your situation and provide you with the best options adapted to your needs. Contact us today and ensure your financial tranquility
Evolution of Euribor in 2025 and its impact on mortgages
The Euribor, a reference index for most variable mortgages in Spain, has shown a downward trend in 2025, influenced by the decisions of the European Central Bank (ECB) and global economic evolution.
Monthly evolution of the Euribor in 2025
Next, the monthly evolution of the Euribor is presented at 12 months during the first months of 2025:
| Mes | EURIBOR (%) |
|---|---|
| January | 2,525 |
| February | 2,407 |
| Marzo | 2,398 |
| April | 2,143 |
This descending trend has meant a relief for many mortgaged, since monthly installments have been reduced considerably.
Mortgage impact
The fall of the Euribor has had a direct effect on variable mortgages. For example, an average mortgage of 120,000 euros at 20 years has experienced a reduction of approximately 93.3 euros in its monthly fee in April, which is an annual savings of about 1,120 euros .
This descent has also influenced the decisions of new buyers, which find more favorable conditions to acquire a home.
Forecasts for the rest of 2025
The forecasts indicate that the Euribor could stabilize around 2.10% towards the end of 2025 . This stability would provide a favorable environment for both current and future mortgages.
Do you want to optimize your mortgage or explore new real estate investment opportunities? In real estate assessment, we offer you a detailed and personalized analysis to help you make the best financial decisions. Our commitment is to provide you with security and confidence in each step of the process. Contact us and discover how we can help you achieve your goals!
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