We process your Mortgage for non-residents in Malaga Free if you buy with us
If you are Spanish but do not live in Spain and you would like to get a mortgage to buy in Malaga, at Valoracasa Inmobiliaria we will get you the mortgage under the best conditions.
Get free advice from our advisors and discover the requirements and conditions to access a mortgage for non-residents.
We will take care of everything for you until the signature before a notary and you will have all the information from the first moment.
Request your free financial advice now and discover how we can help you.
Steps to get a mortgage for non-residents in Malaga
- Assessors for free with us advisers.
- We elaborate a personal study with the requirements y conditions of the mortgage.
- We present your mortgage in several Bank entities.
- Negotiated las conditions with each bank.
- Business of the purchase and the mortgage before a notary.
FREE FINANCIAL ADVICE
What is a Mortgage for non-residents?
A mortgage for non-residents is for those people with Spanish nationality but who reside outside of Spain and pay taxes outside.
If this is your case, you have two options, apply for the mortgage in the country you reside or apply for it in Spain through a bank based here.
If you decide to apply for a mortgage in the country in which you reside, you must study the conditions and requirements of the mortgage since the regulations are different in each country.
If you prefer to apply for a mortgage in Spain, we can help you. We have agreements with the main entities to get you the best financing and avoid all the inconvenience.
Conditions of a mortgage for non-residents
As a general rule, the term and purchase percentage is lower for non-residents than for residents, as it is considered a riskier operation and it will also not be the buyer's habitual residence.
While the term does not usually exceed 20 years, banks do not usually finance more than 70%.
That is why we negotiate with each bank, to ensure you the best market conditions adapted to your needs.
Mortgage for Spaniards not resident in Spain
We will get you the best mortgage on the market and we will take care of everything for you to avoid loss of time and inconvenience.
We manage your mortgage with each bank and negotiate the conditions to ensure the lowest interest rate. You will be able to choose from several offers the mortgage that best suits your needs.
Most banking entities operating in Spain offer financing for non-residents, although each one has its conditions and requirements.
It is important that you know that a mortgage for non-residents in Spain has, as a general rule, worse conditions than a common mortgage.
Apply for a mortgage for non-residents in Malaga
We process your mortgage for FREE if you buy with us. Request your free advice now:
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