Real estate tax in Malaga (IBI)
Ibi in Malaga: What is it, how it is calculated and how to manage it successfully
Do you have a property in Malaga and you are not sure how the THE PLACE? Do you want to avoid sanctions, save time and have the peace of mind that everything is in order? In Valoracasa Real Estate, we manage all aspects related to the Real Estate Tax (IBI) So you don't have to worry about anything.
Whether you are a resident and if you have a second home in the city, understanding how IBI works in Malaga is essential. Keep reading and discover what IBI is, how it is calculated, who is obliged to pay it and how from our team we can help you manage without complications.
What is IBI and why is it important in Malaga?
The IBI (real estate tax) It is a mandatory municipal tribute that all property owners must pay - whether housing, premises, garages or land - located in any municipality of Spain, including Malaga. This tax serves to finance part of local public services, such as cleaning, lighting, parks, security and urban maintenance.
Why is it so important to be up to date with IBI?
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Why It is mandatory: IBI's non -payment can generate surcharges, interests and even embargoes.
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Because it affects procedures such as the sale of a home, donations or inheritances.
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Because it allows owners to stay in a rule with the Treasury and the City of Malaga.
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Because it can influence fiscal value of your home and in the profitability of the property.
Who is obliged to pay the IBI in Malaga?
The passive subject of the IBI is the Property registration on January 1 of each year. That is, if you are the owner of a home or local in Malaga on that date, you must pay the IBI corresponding to the whole year, even if you sell the property later.
This applies to both natural and legal persons, including companies, heirs and communities of goods (such as proindivisos).
Use: In case of proindivisos, all co -owners are responsible for the payment of the IBI. From Valueacasa We also manage these situations so that you do not have complications with other holders.
How is IBI calculated in Malaga?
The calculation of the IBI depends on several factors, but mainly is based on the cadastral value of the property, which determines the cadastre and not the market. This value takes into account:
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Constructed area.
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Geographical location of the property.
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Antique.
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Use (residential, industrial, commercial).
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Conservation status.
Basic formula:
IBI = cadastral value × municipal tax rate
In Malaga, the tax rate for housing is usually among the 0, 4 % and 1.1 %, depending on the current fiscal ordinance of the City Council.
In addition, they exist bonuses and reductions of the IBI in Malaga that can be applied if you meet certain requirements (large families, official housing, etc.). In Valueacasa We review each case so you can benefit from all possible deductions.
Little FORMS AND FORMS OF IBI IN Malaga
The Malaga's town hall establishes an annual fiscal calendar. Generally, the voluntary payment period of the IBI is between the months of April and June. There are several ways to pay this tax:
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Single payment In voluntary period.
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Payment fractionation In several installments if previously requested.
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Banking domiciliation To avoid forgetfulness or surcharges.
Not paying the IBI in time can mean 5 %, 10 % or even 20 % surcharges, in addition to interest in delay and urban procedures.
IBI management for rent or inheritances
If you have a rented house in Malaga, it is essential that you determine whether the payment of the IBI runs on your own or if the tenant assumes it, as stipulated in the contract.
In cases of inheritances o condominium, fiscal and legal aspects should also be taken into account:
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In inheritances, the IBI must be settled by the heirs while the succession is processed.
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In proindivisos, all co -owners are responsible for payment and must agree on how to do it.
Our team of real estate management in Malaga It can help you in these cases, offering legal, fiscal and administrative solutions adapted to your situation.
Where to consult the cadastral value and the IBI receipt in Malaga?
You can consult the cadastral value of your property:
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In the Virtual Cadastre (https://www.sedecatastro.gob.es)
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In you Ibi receipt issued by the City Council.
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Requesting it in person at the cadastral attention offices.
In addition, from the Electronic Headquarters of the City of Malaga, you can consult and pay the IBI, domicile or fraction it.
Is it complicated? We manage it for you, quickly, clearly and professionally.
Services that we offer you in assessment about the IBI in Malaga
In Valoracasa Real Estate, we help owners like you to fulfill their tax obligations efficiently, with a close and professional treatment.
What do we do for you?
- We check and explain your IBI receipt.
We consult and verify your cadastral value.
Domicile the IBI and manage subdivisions.
We request bonuses or reductions if they apply.
We advise in complex cases: inheritances, rentals, pro -individual.
We keep all your real estate taxes per day.
With our help, you save time, avoid mistakes and meet the farm without stress.
Trust professionals to manage IBI in Malaga
Whether you have a single house, a commercial premises or a portfolio of real estate, in Valoracasa Real Estate We offer you a comprehensive management service of the IBI and other tax procedures in Malaga.
Would you like to delegate the payment of the IBI and forget the paperwork? Call us. We are here to help you.
Ask for your appointment now And let a personal advisor guide you.
Ibi Malaga - Easy, sure, without complications. With assessment, everything is under control.
