Rent guarantee insurance in Málaga

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Rent guarantee insurance in Málaga

What our rent guarantee insurance covers

Don't rent out your home without guarantees. Secure what matters most and get the maximum return hassle-free.

Discover our specialist insurance with all the cover you need for peace of mind:

• Tenant screening: we select applicants according to your criteria.
• Solvency check: thanks to our tools, we can assess potential tenants to avoid arrears problems from the start.
• Guaranteed payment: our rent guarantee insurance secures your monthly payment, guaranteeing the rental return.
• Anti-squatter protection: if the tenant doesn't pay, our insurance will help you recover the home and collect the rent quickly.
• 1 year's rent in advance: you can receive the year's rent in advance while we collect it from the tenant monthly.
• Vandalism damage: we insure the home, furniture and décor against damage.

Safe renting in Málaga

Non-payment cover:

If the tenant doesn't pay, our insurer will make the payments and claim the amounts from the tenant. We guarantee monthly payment until the property is vacated and re-let.

Eviction cover:

Our insurer covers the whole eviction process, shortening it and reducing legal costs. Save yourself headaches, time and court costs by leaving it to professionals from the start.

Breakage and damage cover:

If the tenant damages the property or its contents, the insurance will cover the damage so you can repair and replace what's needed. Check the limits in your policy.

Legal costs:

If the tenant breaches the contract, the insurance will handle the court eviction and cover all its costs, avoiding long, expensive evictions and ensuring you get the property back in good condition.

Rent guarantee insurance in Málaga

If you're thinking of rent out your home and are worried about non-payment or costly evictionproceedings, have had bad experiences with tenants, or it's your first time letting and you don't want to make mistakes, our guaranteed rent insurance is for you.

Our insurance, specialising in the rental sector, guarantees you receive your monthly rent between the 1st and 5th of the month, and covers any process arising from the tenant's breaches. Your personal advisor will also manage everything to do with the rental, ensuring full management of your home throughout the contract.

Your Peace of mind is priceless, and so is your home. With our insurance, you won't have to worry about a thing.

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Frequently asked questions about rent guarantee insurance

• What is rent guarantee insurance?

  It's specialist insurance that gives you cover if the tenant breaches the contract , something that has been a headache for many landlords in recent years.

  Avoid long court cases and resolve legal or financial problems during the contract, as long as they're included in the policy's cover.

It's specialist insurance that gives you cover if the tenant breaches the contract , something that has been a headache for many landlords in recent years.

Avoid long court cases and resolve legal or financial problems during the contract, as long as they're included in the policy's cover.

• What does rent guarantee insurance involve?

  Home rent guarantee insurance protects landlords mainly against non-payment, guaranteeing the rent is paid every month. The insurer pays the landlord and then claims the money from the tenants. This guarantees monthly payment, even if the tenant doesn't pay.

  These policies also include additional cover that lets landlords rent out their home with peace of mind. They act as a filter, ensuring the solvency of the tenant through a prior profile check. The insurer reviews the applicant's documents and can refuse cover if the tenant doesn't meet the requirements.

  That way you can be sure you're renting to a solvent tenant, backed by an insurer ready to cover months of non-payment if necessary.

Home rent guarantee insurance protects landlords mainly against non-payment, guaranteeing the rent is paid every month. The insurer pays the landlord and then claims the money from the tenants. This guarantees monthly payment, even if the tenant doesn't pay.

These policies also include additional cover that lets landlords rent out their home with peace of mind. They act as a filter, ensuring the solvency of the tenant through a prior profile check. The insurer reviews the applicant's documents and can refuse cover if the tenant doesn't meet the requirements.

That way you can be sure you're renting to a solvent tenant, backed by an insurer ready to cover months of non-payment if necessary.

• How does rent guarantee insurance work?

  How it works depends on the type of cover taken out to secure the rent:

  Sublet guarantee: In this case, a subletting company pays an agreed monthly amount whether the property is occupied or empty. The company keeps the property occupied all year to make the investment pay and, in case of non-payment or breach, evicts the tenant and claims the outstanding amounts. The owner receives a guaranteed monthly payment.

  Non-payment insurance: These policies carry out a thorough check of the tenant's solvency. If the tenant is approved, the insurance covers non-payment, damage, evictions and all related costs. It's a popular option for securing the rent.

  Public authorities: Some local and regional authorities offer rental assistance that includes guarantees for the landlord. Some councils simply pay the tenant an allowance every 3 months. Others may cover the landlord in case of non-payment, guaranteeing the rent.

  Rental companies: These companies manage the whole rental process, including paperwork, insurance, non-payment and utilities. They guarantee the landlord's monthly payment and take on full management, charging between 10% and 30% of the monthly rent, plus a fee for each new tenant.

How it works depends on the type of cover taken out to secure the rent:

Sublet guarantee: In this case, a subletting company pays an agreed monthly amount whether the property is occupied or empty. The company keeps the property occupied all year to make the investment pay and, in case of non-payment or breach, evicts the tenant and claims the outstanding amounts. The owner receives a guaranteed monthly payment.

Non-payment insurance: These policies carry out a thorough check of the tenant's solvency. If the tenant is approved, the insurance covers non-payment, damage, evictions and all related costs. It's a popular option for securing the rent.

Public authorities: Some local and regional authorities offer rental assistance that includes guarantees for the landlord. Some councils simply pay the tenant an allowance every 3 months. Others may cover the landlord in case of non-payment, guaranteeing the rent.

Rental companies: These companies manage the whole rental process, including paperwork, insurance, non-payment and utilities. They guarantee the landlord's monthly payment and take on full management, charging between 10% and 30% of the monthly rent, plus a fee for each new tenant.

• How much does guaranteed renting cost?

  It depends on the type of rent guarantee insurance you take out. It can be a monthly premium, an annual premium or a percentage. Check before you sign up and compare alternatives.

It depends on the type of rent guarantee insurance you take out. It can be a monthly premium, an annual premium or a percentage. Check before you sign up and compare alternatives.