Featured flats in Málaga
PISO EN VENTA EN HUELIN – H295D –
PISO EN VENTA EN CALLE CASARABONELA – O235F –
SE VENDE PISO EN ORTEGA Y GASSET – O320F –
PISO EN VENTA EN CALLE ALOZAINA – O343F –
SE VENDE PISO EN TABACALERA – H188B –
PISO EN VENTA EN ORTEGA Y GASSET -O172F –
PISO EN VENTA EN COÍN -E185S-
Piso en venta en Estación de Cártama -E129L-
PISO EN VENTA EN BAILEN-MIRAFLORES – H265A –
PISO EN VENTA EN HUELIN – H600A –
PISO EN VENTA EN AVDA. VELÁZQUEZ -H214B –
PISO EN VENTA EN JUAN XXIII – H375B –
Find a flat for sale in Málaga to buy
If you haven't found the perfect flat para ti, dinos a continuación que tipo de piso buscas y nosotros find it for you por ti.
Buy a cheap flat in Málaga
En Valoracasa Inmobiliaria contamos con los mejores pisos en exclusiva y un equipo de profesionales que te asesorará en todo el proceso. Ofrecemos servicios especializados para facilitar tu compra.
Just tell us what kind of flat you're looking for and where, and we'll take care of everything:
- Searching for homes for sale: We find the flat that suits your needs.
- Mortgage processing: We advise you on your options and terms and arrange your mortgage free if you buy with us.
- Paperwork and signing: We take care of all the formalities and paperwork so you buy your flat on the best terms and with every guarantee.
Buy a flat on the Málaga coast
La Costa del Sol is one of the best places to live. Its climate and beaches attract millions of visitors every year, and Málaga, which keeps growing, offers highly sought-after flats. Buyers looking for a home, residents of other cities looking for a second home o investors interested in the area's high returns all find Málaga an ideal destination.
Buy your flat in Málaga with Valoracasa, close to the coast, and secure an investment for the future or a place to enjoy whenever you like.
NEW BUILD IN MÁLAGA HUELIN
Valoracasa has the EXCLUSIVE listing for the LH La Hoz new-build development in Huelin: 2 and 3-bedroom flats with parking and storage rooms, just 500 metres from the beach, with open views.
FIXED OR VARIABLE RATE MORTGAGE?
Given the choice, most people would pick a fixed-rate mortgage, even though they don't really know the differences between one mortgage and the other.
BUYER SUPPORT DEPARTMENT
Our colleague Laura Pino explains what her role as head of Valoracasa's buyer support department involves.
Tips for finding your flat in Málaga
To make the best decision when buying a flat, consider the following factors:
- Purpose: It's important to know how you'll use it: main residence, second home or buy-to-let investment.
- Area: Tell us which areas you prefer and we'll look for your flat exactly where you want. We adapt to your budget and advise you on your options.
- Type of flat: We filter the flats for sale to offer you only those that match your criteria and needs.
- Price: We find the flat you want and negotiate the best price, making sure you buy with every guarantee. Don't overpay.
How do you find a flat in Málaga?
- We find you a flat in the area you ask for.
- We check all the paperwork to make sure everything is in order.
- We inspect the property to tell you what condition it's in.
- We get you the best price.
- We help you get the best mortgage completely free.
- Te go with you to the notary and prepare the signing.
- After-sales service.
Our goal is to help you find the flat you need, in your preferred area and at the best price. We have a network of specialist advisors in every area of Málaga who know the market perfectly and filter the options so you don't waste time on unnecessary viewings.
Many buyers come to us frustrated after months of unsuccessful searching or facing prices above market value.
The first step to buying a flat in Málaga is to set your budget. Our mortgage department will carry out a free, personalised study to help you get the mortgage that best suits your needs. What's more, we won't charge you for arranging the mortgage if you buy with Valoracasa.
Don't wait any longer. Browse our list of flats for sale and, if you don't find what you're looking for, fill in our form and describe your dream home. We'll take care of the rest.
5 ways to buy a flat without savings
1. 100% Mortgage and Personal Loan
A common approach is to use a personal loan for the deposit. Some banks offer this option if the client has good borrowing capacity. However, other banks may be reluctant if they discover other loans.
2. Owner Financing
Although rarely used, this option lets the seller act as the bank, with the buyer paying monthly instalments directly to the owner. It isn't popular, as most owners prefer to receive the money straight away.
3. Double Guarantee
This involves using an additional property as security. The bank places a charge on this second property for the amount the client would otherwise contribute, giving it a double guarantee in case of default.
4. Personal Loan
For low-value homes, around €50,000, with no savings, you can apply for a personal loan for the full amount plus costs. Although the loan repayment is higher because it has a higher interest rate, los terms are shorter (7-10 years compared with 40), so it can be a viable solution.
5. Private Capital
This option involves seeking financing outside the banks, from lenders or small consumer loan companies. Despite the higher interest, it's an alternative for those who can't get a traditional mortgage because they have no savings.
5 keys to buying a cheap flat in Málaga
- Be patient: Buying a cheap flat takes time. There won't always be affordable options in every area, so wait and keep an eye out for new opportunities on the market.
- Contact estate agents: Property advisors know the local market well. Tell estate agents your budget and that your financing is ready, so they think of you when an opportunity comes up.
- Look for repossessed flats: Banks sell repossessed flats. Although supply has fallen recently, there are still attractive deals. You can make a low offer and wait for a response.
- Sign up for property portal alerts: Turn on alerts to be notified when new flats come up for sale or drop in price.
- Make offers: Make lots of low offers. Choose the homes you're interested in carefully and make proposals to increase your chances of getting a good price.
Grupo Valoracasa Inmobiliaria
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